About These Numbers:
The Full FIRE Target is what you need in your portfolio to withdraw 4% annually.
The Coast FIRE Number is how much you need TODAY (at current age) so that compound growth
alone will reach the Full FIRE Target by your target retirement age.
Once you have the Coast FIRE number invested, you can stop saving aggressively and let
compounding work for you until traditional retirement age or whenever you choose to retire.
Disclaimer: This calculator is for educational purposes only. It assumes constant returns, no Social Security income, and does not account for taxes, inflation variability, or sequence of returns risk. Consult a licensed financial advisor before making significant financial decisions.